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[workaholicvictor]

hello fellas
            im an insurance salesman and an online website trafic broker and i want to focus full time on my online business pls what are your opinion
                                                              thanks workaholicvictor.
                                 

[ArTsYwRiTeR]

My thought is this.....if your business income is twice what you get from your regular job paycheck... then why not?

[Joseph Ratliff]

Go for it...you will do so when you are naturally inclined...don't fail to listen to your gut workaholicvictor!

With your sales background in insurance, you should do fine!

[abundantliving]

As a coach, I would tell you to make the switch AFTER you are earning enough to support yourself through your online business for at least 4 months. 

Too many people have made the switch too early and, since marketing has a natural ebb and flow, they've gotten themselves in a financial pickle. 

If you are able to meet your basic needs solely through your internet marketing efforts, and have consistently earned enough online to meet your basic needs for 4 months or more, then you're financially positioned to take the plunge. 

Good luck!!
:-)

[workaholicvictor]

thanks joseph you just put a smile on my face, your one in a million
                              thanks workaholicvictor

[workaholicvictor]

Artswriter youve given me an insigth to manage not only this situation but others as well
                 thanks workaholicvictor

[workaholicvictor]

thanks abundantliving
                              could there be any thing as wonderful as receiving good direction from people who care for your success in life thanks again.i think am close to being financially positioned to take the plunge which is a professional advice am sure you guys will hear from me soon.
                                                                workaholicvictor

[Joreymay]

Remember the "benefits" when looking at the money situation. In particular, make sure you are bringing in enough to cover insurance and still be making as much as (or more than) your current job. And make sure you factor in the "Self Employment" taxes and the like. In general, you can just about break even at somewhere between 150% and 200% of your nominal salary/pay.

Jorey
.

[Debbi Bressler]

Hi Victor,

Two months...four months.

Personally, I think you are getting bad advice IF you are the sole support of yourself or a family.

Now, if you live in your mom's basement and won't find yourself out in the street if it doesn't work,
that may be different.

The average financial planner will tell you to have six months of income socked away. (including benefits and the employer-side taxes that you will now be paying ).

You should not consider leaving your job until you have this done.

What are you doing online now? How much are you making? What are your business expenses? What is
your NET profit?  What will you need to do to CONSISTENTLY replace that income?

I have seen too many people make foolish decisions based on a couple of months of success online. Make sure you know exactly what it will take, and have accomplished that month in and month out on a consistent basis before giving it up.

I personally know too many people marketing online that are DEAD BROKE because they were stupid with money. Obviously, you'll never see anyone admit to anything but riches on the Internet because many of their products sell the dream.

Be smart. The Internet is a big world and will still be around whether you quit your job today, in six months, or a year.  Don't put additional financial stress on your business by jumping in too quickly.

Debbi Bressler

[ArTsYwRiTeR]

Exactly!

I am now earning solely from the business that I get online.  People see my site and they make an order for one or ten articles depending on their need. I am doing just fine....some months I get lots, some months I get just enough to meet the bills.

Before I started though, I was employed...and I actually worked double time like crazy so that my online freelancing income would approximate my salary. After several months of having done so and putting away some money for a buffer fund...I did away with the job.

So now I am happy! Proper planning and preparation prevents poverty. LOL.

[JHardin]

Do what you love and love what you do. Go for it, you only live twice.
If you never failed you never tried. So give it your all effort.

[workaholicvictor]

Really if i have anything to fear it would be the fear of failure but i think failure only comes to those who have faith in it, i really understands debbies point of view as a matured experienced lady she makes alot of sence and i appreciate it but yet if there are no failures theres noting to learn from but truely i wish there wasnt, but il go for it still, am too motivated to stop now.
                                                                                workaholicvictor.
                                                                   
                                                       

[workaholicvictor]

Thanks artswriter your last words said "Proper planing and preparation prevents poverty, yes thats very true "ive done that and i believe you thats what business is all about.
                                                                   cheers workaholicvictor.

[ArTsYwRiTeR]

You are very much welcome.

[george andrew]

Hello workaholicvictor
              Thiers always a price to pay to be successful in any buusiness or job, if youve paided the price to be successful in the online business u've chosen well i dont see whats stopping you.  so GO FOR IT WORKAHOLICVICTOR there might be loop holes but be courageous.
                                                                 take care  george autoaman